An ICICI Bank Credit Card might be what you’re looking for if you want flexible payment options. Rather of having to change your lifestyle to accommodate payments, you may modify payments to match your lifestyle. Numerous credit cards with a range of features that suit different lifestyles are available from ICICI Bank. Mastercard, Visa, American Express, and Contactless versions of the ICICI Bank Coral Credit Card are among the easiest to obtain basic offers. It’s best to be aware of your demands as there are many reasons why you could be looking for a new credit card. Make sure you understand what to look for before choosing from among the many credit card options available.
You may place the greatest importance on perks from credit cards, repayment periods, or interest rates. With the added benefits of earning rewards points annually and receiving special meal bill reductions, this card offers all the features of a conventional credit card. The information about the ICICI Bank Coral Credit Card is provided below after our editors investigated it.
What are the Benefits of an ICICI Bank Credit Card?
Let’s look more closely at the ICICI Bank Coral Credit Card to learn more about the advantages of an ICICI Bank credit card.The ICICI Coral Credit Card will provide you with great value if you enjoy taking trips across the globe. With this card, you can get free entry to certain Indian railways and airport lounges! Gourmet meals, cozy seating, Wi-Fi, a widescreen TV, and limitless beverage services are all available to you before your flight when you use your ICICI Bank Coral Credit Card.
Additionally, you may enjoy unique eating savings at over 2,500 partner merchants spread across 12 major cities, including a least 15% off your dining spend, and two free movie tickets each month. You may now enjoy entertainment options that are unmatched! With their fantastic rewards program, you may get unique discounts at upscale hotels, boutiques, spas, dining establishments, and more. You may accrue one point for each ₹ 100 you spend on meals, groceries, and supermarket purchases. After that, you can exchange these points for cash or expensive presents. An annual maximum of 10,000 PAYBACK points are yours to acquire.Finally, every time you refuel, you can receive 1% off your fuel.
What are the Fees for an ICICI Bank Credit Card?
The first year’s yearly membership cost is ₹ 1,250. But if they apply at the closest branch, candidates will receive a special 50% off of their joining charge. Starting in the second year, there will be an additional annual cost of ₹ 1,250. In the meantime, additional cards will cost ₹ 250 each.
A monthly interest rate of 3.40% and a cash advance interest rate of 2.50% from the amount withdrawn are additional fees to be aware of when applying for an ICICI Bank Coral Credit Card. Additionally, depending on the total amount owed, there is a late payment fee ranging from ₹100 to ₹700. Ultimately, if you’re looking for a good daily credit card, the ICICI Bank Credit Card is an excellent option and a strong competitor in the industry.
How To Apply For An ICICI Bank Credit Card?
You just need to be aware of a few requirements; applying for an ICICI Bank credit card is a straightforward process. Just wait for the bank’s appraisal after completing the online application form on the ICICI website. The minimum monthly salary required for applicants is ₹20,000, and they must be at least 23 years old. One passport-sized photo, proof of income, evidence of address, and a current ID are among the other documents you must provide.
You may find out your eligibility in a matter of minutes by using the eligibility calculator on the ICICI Bank website. The bank will review your application when it is submitted, and if it is accepted, it will calculate your credit limit based on your financial situation.